Where can you find money bags on Spyro year of the dragon?

In "Spyro: Year of the Dragon," money bags can be found in various locations throughout the game. He typically appears at the entrances of different worlds and levels, requiring gems to grant access. Additionally, he can be found in certain areas where he offers to help Spyro with special tasks or unlock shortcuts, but always for a fee in gems. Make sure to collect enough gems to pay him whenever you encounter him!