The car dealer may sit in front of his show room and drink tea while he is watching the world go by. He may try a new marketing ploy to bring in new customers. He may take out huge loans to pay for new television and radio ads.
The dealership, unless it is a buy here pay here establishment, has no involvement in the car--aside from warranty work--or the loan once the vehicle leaves the lot.
The lender on the other hand can and often will (successfully) repossess the vehicle.
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