What is Michigan law on life insurance and suicide?

In Michigan, life insurance policies typically contain a suicide clause that states if the insured dies by suicide within a specified period, usually the first two years of the policy, the insurer may deny the death benefit. After this period, the policy generally pays out regardless of the cause of death, including suicide. However, specific terms can vary by policy, so it's essential for policyholders to review their individual contracts for details.