Can you refinance if you owe back taxes?

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1274820

2026-07-17 15:21

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Yes, you can refinance your mortgage even if you owe back taxes, but it may complicate the process. Lenders typically assess your overall financial situation, including any outstanding tax liabilities, which could affect your creditworthiness. You may need to address the back taxes or set up a payment plan with the IRS to improve your chances of approval. Consulting with a financial advisor or mortgage professional can provide guidance specific to your situation.

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