Will Life Insurance deny methadone user?

Life insurance companies may consider a methadone user as a higher risk, potentially leading to higher premiums or denial of coverage. However, many insurers evaluate applications on a case-by-case basis, taking into account the individual's overall health, the reason for methadone use (e.g., opioid addiction treatment), and their current stability. It's advisable for individuals in this situation to disclose their methadone use and consult with an insurance agent for tailored guidance.