How much do employers pay for medical insurance?

There is not a simple concise answer to this question as too many variables can come into play. Here are some of the variables:

Does the company self insure itself.

Does the company administer the self insurance program or do they vendor out its administration.

What are the caps, if any, of the annual coverage and/or lifetime coverage.

What are the required co-pays, if any.

Are employee dependents included?

If the medical insurance is contracted through an outside provider such as BC/BS, Aetna, etc.; how is the rating of each employee determined? Ratings will be affected by the medical history of those to be insured (diabetic or cardiovascular disease diagnosis, etc), number of and ages of employee dependents, etc.