Which situation represents when a restricted card can be issued to a person?

A restricted card can be issued to a person when they have a history of financial mismanagement, such as a poor credit score or previous bankruptcies, indicating a higher risk for the issuer. Additionally, it may be provided to individuals who are new to credit and lack a credit history, allowing them to build their credit profile while limiting their spending. This type of card often comes with lower credit limits and restrictions on certain types of transactions to mitigate risk for the lender.