You do have a right to have a policy on your spouse as you have insurable interest. However you can not take out a policy with out the consent of the person to be insured. There is underwriting that has to be done including possible bloodwork and maybe a physical exam. Your spouse will need to sign to have this completed as well as giving permission for medical records to underwrite the life insurance policy. If you find someone to claim they can does any other way you are probably not dealing with an moral/ ethical company and I would have questions when it comes to claim time if they would pay.
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