All title insurance underwriters will consider a new title agency as their representative. You must fill out their application, and once they have reviewed the application, they will either offer or deny your application. The Underwriters consider the following factors when making their decision: * Owner's Experience in the title industry - including real estate, lending and legal (attorney) * Owners'/Principals' financial and credit history (since you will be handling other peoples' money to the tune of multi-millions) * Senior Title Officer - Title Examiner's experience * Ability to gain clients and produce business * Criminal record and personal background * Experience of the staff you have in place including your searchers * Business background * Accounting experience * Title Software / Production System * E & O coverage * Plus other factors that are underwriter specific
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