What are some tips for securing a first time home buyer loan from a bank?

Several aspects are important when securing a loan. One has to look at how much one can afford when paying for a deposit and fees. Also it is advisable to put money aside for costs which occur after the house is purchased such as repairs. Before securing a loan, the best thing is to look at the many different deals to choose the one that fits the best. An expert's opinion can often help with that.