In Pennsylvania, when an individual with credit card debt passes away, their debts typically become part of their estate. The estate is responsible for settling any outstanding debts before distributing assets to heirs. If the estate lacks sufficient assets to cover the debts, the credit card companies usually cannot pursue surviving family members for payment, unless they were co-signers on the account. It's advisable for the executor of the estate to consult with a probate attorney to navigate the process accurately.
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