What are the pros and cons for a poured concrete basement and a wood-base basement?

True termites don't eat concrete. I would suggest concrete just because if there is any water damage it does't effect it as much. If you had a wooden basment,humidity and temperature would have a major factor on it's annual outcome. If it is fully finished with insulation and drywall, with a concrete foundation you can use a wood flooring. Concrete is you best bet, you can put almost anything you want on top of it, carpeting, tiles, wood , I would suggest a floating wood floor if any wood at all.