Homeowners insurance needs are based on the valuation of the real property, the contents and peril exposures along with certain liability exposures that might arise out of home ownership.
The type or scope of home insurance an owner needs has nothing to do with whether or not the property owner has a social security number.
It is quite common for foreign residents to own property in the United States.
Insurance Plus has many foreign insured clients who own property in the U.S..
There are literally dozens of insuring underwriters across the country who do not require a social security number to rate or issue a homeowners insurance policy. There is no need for the owner to have a social security number simply to own and insure property in the states.
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