Cant pay car want to give back to creditors will they work with you?

They may, however they may not until after you are delinquent on the loan. Contact them now and ask. They are not obligated to do anything not laid out in the original contract, and they do not want the car, they want the money you promised to pay. Contacting them now, though shows good faith on your part, and they may be willing to work with you.