I would like to know the max. amount allowed for IRA's per year since 1974. What is the annual contribution amount allowed for IRA's?

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1099701

2026-08-09 01:30

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The historical contribution limits for IRAs follows:

1974-1980: $1,500

1981-2001: $2,000

2002-2004: $3,000 plus $500 "catch-up" for those over age 50

2005: $4,000 plus $500 catch-up

2006-2007: $4,000 plus $1,000 catch-up

2008-2012: $5,000 plus $1,000 catch-up

2013: $5,500 plus $1,000 catch-up

From 1998 onward, these limits applied to Roth IRAs as well. The annual contribution limit is for both types IRAs, whether traditional or Roth or a combination of the two types.

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