The only way to "fix it" would be to contact the lender and work out some type of arrangement to refinance or the loan or a method to bring the payments up to date. The vehicle is still subject to repossession under UCC laws as well as the laws of the state in which the vehicle is located. The lender also has the option of filing a civil suit in the state and county where the debtor is now residing to recover the amount owed plus legal fees and other appplicable charges.
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