Will you be declined for an auto loan if you are collecting unemployment?

I think so, but it depends on where you are buying the car, your down payment and your credit score. They would like to see you have a steady job. I know that every time my husband and I have bought a car, they have asked where we work and how long have we worked there. But if you have a good credit history, and down payment I think that you should be okay. Good luck and God Bless:) Yes, as the unemployment money is not reliable source of money. The lender looks at a job as a reliable source of income --one that should continue where as unemployment money will not.