Can a atf on a bank account take money out?

An Authorized Signer (ATF) on a bank account typically has the authority to make transactions, including withdrawing money, but this depends on the specific permissions granted by the account holder. However, an ATF does not have ownership rights to the funds; they are still considered the property of the account holder. It's essential to clarify the terms of the agreement with the bank, as policies may vary. Always check with your bank for precise details regarding the powers of an ATF on your account.