Can a temporary residentworking with a visa get life insurance?

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1167610

2026-03-12 16:45

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Yes. But many companies limit the amount of insurance you can obtain. For example, State Farm limits the amount of insurance you can buy to $125,000 and 10 years and automatically converts premiums to their highest rate (eg. Non smokers get the Non tobacco rate, as against non-tobacco preferred or super preferred). Many other insurance companies do not offer life insurance to non-permenant residents. These limits make applying for life insurance for those on temporary visas unworthwhile in most instances.

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