Does car accident affect motorcycle insurance?

Yes, a car accident can affect motorcycle insurance, especially if the insured was involved in the accident or if it resulted in claims against their policy. When insurance companies assess risk, they may consider an individual’s overall driving history, including accidents in both cars and motorcycles. This could lead to increased premiums or changes in coverage terms. Additionally, if the motorcycle was involved in the accident or if the claim involves damages to both vehicles, it can directly impact the motorcycle insurance policy.