Does renters insurance covers a carpet burn?

Damage to the building (and anything permanently attached to the building, including wall to wall carpeting)is the responsibility of the building owner, and his Building InsurancecoverageHOWEVER any damage caused by the Tenant or damage caused by the Tenant'snegligence- would be covered under the "Tenants Legal Liability" coverage -of the"Tenant's Package" policy carried by the Renter.