Will your full cover insurance work if you have an expired licence?

So long as your Auto Insurance is still in force your policy still covers you.

You should renew your license as soon as possible though as the Insurance company does check your drivers license and driving history regularly.

Should the company find that you have allowed your license to expire, they may decide to cancel your policy or decline to renew your policy on the assumption that you no are no longer a licensed driver and therefore do not need Auto Insurance.