Is home cash access is worth the 40 they are asking for This is a work at home job Do work at home job's make as much money as they advertise they do?

When I read they charge you $49.00 dollars and you give up personal financial records... Just sounded too good to be true. I have friends who are doing really well in ACN .. but they put alot of time in to it.. They are natural at sales. I have never been good in sales.. So, guess this would be why I keep my current job.