Where is fuse for cigarette lighter in 1995 Saturn?

If you look in from the passengers side front door there is a fuse access door near where the passengers left leg would be when sitting as a passenger. The small 20amp fuse is for the cigarette lighter and the power door locks. There is a white plastic fuse puller attached to the removable panel. Under the hood behind the battery (unless someone used it already) in the fuse panel there, there should be one spare 20 amp fuse there.