Can you carry medical insurance for your niece?

If you adopted your niece and had legal responsibility for her, then you could cover her as a dependent on your plan. You could buy a health insurance plan for her, though child-only plans are relatively rare.

If her parents cannot afford health insurance, you could help them find out whether your niece qualifies for Medicaid. Medicaid covers children in low-income families.

See related link for more information.