Why were people buying on credit in the 1920s?

In the 1920s, people began buying on credit due to the widespread availability of installment plans and consumer credit, which allowed them to purchase goods they couldn't afford outright. This era, known as the "Roaring Twenties," was marked by economic prosperity and a culture of consumerism, encouraging individuals to indulge in luxuries and new technologies like cars and household appliances. Additionally, advertising and marketing strategies promoted the idea of credit as a way to achieve a modern lifestyle, contributing to a shift in attitudes toward debt. However, this reliance on credit also laid the groundwork for the financial instability that would follow in the Great Depression.