Can a creditor garnish unemployment benefits in Virginia?

I'm not an attorney, but generally any benefit payments from retirement/unemployment/social security/disability cannot be garnished.

however, creditors will try to bank levy you in this situation.

the trick is don't deposit any money where your benefits go, other than the benefits.

A bank levy can be a tricky form of garnishment in this case.

if you put any money into a particular account besides your benefits, then they can levy the entire account.

maybe keep a separate account JUST for your benefits and take care never to make any deposit, other than the check or direct deposit from your benefits. You may stil get levied on that account, but you can prove it was benefits only and get your money back.