The 'normal' time for one bank to clear another bank's cheque is three working days. The following table shows the day of deposit, when it would normally clear and the delay if there's a bank holiday...
Deposit - Clears - Delay
Monday - Thursday - Thursday
Tuesday - Friday - Friday
Wednesday - Monday - Tuesday
Thursday - Tuesday - Wednesday
Friday - Wednesday - Thursday
Obviously - if there's more than one bank holiday after teh cheque has been deposited, there will be an extra days's delay. This would hApple for exammple at Easter - when Good Friday and Easter monday are BOTH bank holidays.
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