If your deductible is 5000 and your dr bill is say 150 how much do you pay?

If your deductible is $5,000, you are responsible for paying the full amount of the doctor’s bill until you meet that deductible. Since your doctor’s bill is $150, you would pay the entire $150 out-of-pocket. After you've met your deductible, your insurance would start to cover costs according to your plan.