Depending on the policies of the company one is working for, and the laws of the state the person is in, an employer generally has 48 hours to submit a Worker's Comp claim, to be covered by the company's insurance. If a person thinks that an injury they suffered is likely to have been work-related, and that injury is significant enough that the medical expenses would cause a financial problem should they handle it themselves, then they should discuss it with their immediate supervisor as soon as possible. For instance: I myself had injured my hand at work one time. It didn't hurt that bad, and I thought I could "walk it off". However, the next night at home, my finger started tingling inexplicably. Knowing this was not a good thing, I called up my boss and, knowing of the incident, he said he still had time to file it as Worker's Comp. It was a good thing he did, since it had turned out I'd chipped a bone in my knuckle, and needed to have my hand kept in a splint for awhile with regular doctor's visits to check up. At the time, I had no insurance and would not have been able to handle the expense myself. - Iszi
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