What minimum credit score is required to get financing for a good used car?

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1250302

2026-08-18 17:30

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Generally used car financing requires a credit score of 680 or higher to be sure to be approved and get reasonable rates. If you are obtaining financing directly from the seller/dealership and put down at least 25%, someone with a credit score of 650 should find success.

If you don't, however, have the income to support the payments, you WILL be turned down.

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