Generally used car financing requires a credit score of 680 or higher to be sure to be approved and get reasonable rates. If you are obtaining financing directly from the seller/dealership and put down at least 25%, someone with a credit score of 650 should find success.
If you don't, however, have the income to support the payments, you WILL be turned down.
Copyright © 2026 eLLeNow.com All Rights Reserved.