Is it legal to deny credit to someone because of their age?

In the United States, it is illegal to deny credit based solely on age due to the Age Discrimination in Employment Act (ADEA) and similar state laws, which protect individuals from discrimination based on age in credit and lending practices. However, lenders can consider age-related factors in assessing creditworthiness, such as income stability or credit history. It's important for lenders to ensure that their criteria do not disproportionately affect older individuals. Always check local regulations, as laws may vary by jurisdiction.