If a foreclosure lawsuit is filed against you and a default judgment entered and you file a Chapter 7 before auction and foreclosure fraud is discovered can you keep your home if surrendered?

If the home has been sold to a third party, you cannot keep it. If the home has not been sold, you may be able to keep it, but you will have to pay the mortgage arrears, including legal fees and costs unless a court orders otherwise. You may still have problems paying the mortgage, so think about whether you can afford to keep it.