Are you liable for a car damaged by a storm while on your property?

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1008107

2026-08-27 07:55

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No, You would generally not be liable for Storm damage to a car while on your property. It is not customary to hold an individual legally liable for acts of nature that are beyond our control. Storm damage to a vehicle is generally covered under the Auto Owners Insurance Policy Comprehensive coverage Portion. An exception might rarely be construed if a vehicle was left in your care and custody, usually on a fee for service basis, and you somehow failed within your expected or implied ability to take reasonable action to secure it safely.

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